At PHISOnline.com, we are strongly committed to protecting your privacy. To serve as your enrollment solution, we will ask you to
provide us with personal information about you. We only use your personal information to help you find and, if you choose to do so,
apply for health insurance and other products that may be of interest to you and your family. We do not sell, trade or give away your
personal information to anyone.
You can find out more about our commitment to privacy and how your personal information is collected
- We do not sell, trade or give away your personal information to anyone.
- We do not disclose your personal information to third parties,
unless one of the following limited exceptions applies: Authorized Web broker, Insurance Companies,
Licensed Agents and authorized HSA Trustees and Administrators.
If you choose to obtain a quote for an insurance product by completing an application, then we may
disclose your personal information to our authorized web broker to process your requested quote or
application. If you complete an enrollment form for a health savings account ("HSA") offered through an
authorized HSA trustee or administrator with whom we have associated, then we may disclose your personal
information to that trustee or administrator to enroll you in an HSA. Please be assured that these partners
are only allowed to use your personal information to process your requested quote, application or enrollment
form and are contractually obligated to maintain strict confidentiality.
We may disclose your personal information to other companies that help us process or service your insurance
application or correspond with you. Please be assured that the companies we hire to process or service your
insurance application or correspond with you are not allowed to use your personal information for their own
purposes and are contractually obligated to maintain strict confidentiality.
We may disclose or report your personal information when we believe, in good faith, that the disclosure is
required or permitted under law, for example, to cooperate with regulators or law enforcement authorities
or to resolve consumer disputes.
Outside of these exceptions, we will not share your personal information with third parties.
We collect personal information in the normal course of business in order to process your insurance
application and to serve you better.
Applying for Health Insurance and Other Products.
If you apply for a health insurance or other product through our website, we may ask you to provide us
with personal information and/or health information relating to you and any family member who will be
included on your application. This information will be used by your chosen insurance company, agent or
HSA trustee or administrator to process your application. Additionally, we may ask you to provide us with
credit card or bank information, which will be used by your chosen insurance company or HSA Trustee or
Administrator to process your application or collect any fees associated with your application or insurance
premiums upon approval of your application.
Providing you with a quote or processing your application.
We may use your personal information to get in touch with you when necessary to process your application
or to provide you with a quote. For example, emails will be sent to you throughout the application process
to inform you of the status of your application and to seek additional information that is requested as part
of the application.
We gather anonymous information about you for our internal purposes, and we may
share this anonymous information with third parties.
Anonymous information is any information that does not personally identify you, including aggregate
demographic information such as the number of visitors to our website from a particular state.
We use anonymous information primarily for marketing purposes and to improve the services we offer you.
We protect the confidentiality and security of your personal information.
We maintain physical, electronic and procedural safeguards to protect your personal information.
We continue to evaluate our efforts to protect your personal information and make every effort to keep
your personal information accurate and up to date.
If you want to correct or update your contact information, you may contact us or by mail at PHISOnline.com,
Customer Service, 6640 South Cicero Avenue, Bedford, IL 60638. Please note that once your application
has been submitted to your chosen health insurance company, you may have to contact the insurance company
directly to update your application.
We will provide notice of changes in our information privacy practices.
If we are going to use your personal information in a manner different from that stated at the time of
collection, we will notify you via email. You will have a choice as to whether or not we use your personal
information in this different manner. In addition, if we make any material changes to our information
privacy practices that do not affect the personal information already stored in our database, we will
post a prominent notice in the privacy portion of our website notifying users of the change.
You may opt out of receiving satisfaction surveys and/or information on additional products and services
We may contact you to survey your satisfaction of our service and/or to inform you of additional products
If you want to opt out of these surveys and/or notices, you may contact us or by mail at PHISOnline.com,
Customer Service, 6640 South Cicero Avenue Bedford Park, IL 60638.
Please note that you will still receive communications from us regarding your insurance quote, application
or policy even if you opt out of receiving our surveys and/or notices of additional products and services.
If you have any questions or we have not responded to your inquiry, or it has not been addressed to your
satisfaction, please contact us.
operated by PHISOnline.com.
initiated on this website. Accordingly, all of the personal information you submit to us after initiating
If you want your personal information to be subject to the information privacy practices described in
Links to Other Websites
Our website contains links to other websites. Please note that when you click on one of these links
you are "clicking" to another website. PHISOnline.com is not responsible for the information privacy
practices or the content of such websites. We encourage you to read the privacy policies of these
linked websites as their information privacy practices may differ from ours.